How to Make a Deposit at an Online Casino

Online casinos are popular all over the world as a source of entertainment. People enjoy playing casino games online because they are safe, convenient, and innovative. To start playing, one of the most important aspects for many players is how to deposit money safely and conveniently. In this step-by-step guide, we explore various payment options available so you can fund your online casino account using your preferred payment method.

How to Deposit to an Online Casino

Once you sign up for an online casino, head to the casino's cashier area to make a deposit, and then follow this straightforward process:

  • Choose your preferred deposit method
  • Choose the amount you want to deposit
  • Choose if you wish to claim a bonus with your deposit
  • Confirm the transaction
  • For all the best online casinos, the processing time is instant.

KYC Checks When You Make a Deposit

You do not need to pass a KYC check when depositing money or crypto to your online casino bankroll. However, this can depend on the licensing authority rules or global financial laws, which come down to the country of residence. However, you should note that if you win playing your favorite casino games, you must pass a KYC check before you make real money or crypto withdrawals.

Usually, an online casino will trigger a KYC check for deposits in the following situations:

  • You deposit to your casino account over €-£-$2,000
  • Your accumulated deposits reach a total of €-£-$2,000 or more
  • If you deposit more than €-£-$10,000, this will usually require you to prove your source of income

Choosing Your Preferred Deposit Method

Your preferred deposit method is entirely down to the country you are deposing from. Some countries have unique payment methods. However, most payment methods are available globally, particularly in Canada, New Zealand, the UK, South Africa, and Australia. To find out which deposit method works best for you, read up on what each option offers, then read casino reviews and the casino payments section or head directly to the casino itself and look for a payments page.

Here is a list of some of the most popular payment methods:

  • Secure Banking Payment Portals: The two most popular unique to Canada are Interac and InstaDebit. Other options available globally include iDebit and Tustly. They all come with a straightforward process using a highly encrypted payment portal between your bank and the casino for secure financial transactions online.
  • eWallets (Global): MiFinity, MuchBetter, PayPal (in jurisdictions with domestic licensing), Skrill and Skrill 1-Tap, Neteller, PayZ, Jeton, eZeeWallet, and Ecopayz are some of the most widely used virtual wallets for deposit methods for online gambling. It is also super easy to set up an e-wallet account.
  • Bank Transfers (Global): Generally available globally, but not all banks will allow deposits, and generally, only a small number of online casinos accept direct bank transfers.
  • Credit or Debit Card Deposits (Global): Almost every online casino accepts MasterCard. VISA and Maestro are also popular, while Diners Card and American Xpress are rare. Bear in mind that credit card deposits are not allowed in the UK.
  • Mobile Payments: Apple Pay and Google Pay are the two most widely available mobile payment options. For example, LeoVegas Casino accepts Apple Pay for New Zealand and UK players.
  • Prepaid Cards: PaySafecard, Flexepin, NeoSurf, AstroPay, and eVoucher.
  • Cryptocurrency (Global): Cryptocurrency is accepted by many online casinos operating under the Curacao licensing authority. UK players are usually not accepted, but the number of non-UKGC casinos becoming available is growing.

Depositing to an online casino account from Canada

Online casino players in Canada tend to prefer using Interac. There are many other popular payment methods available to Canadians.

  • Interac
  • InstaDebit
  • MuchBetter
  • MiFinity
  • Skrill
  • Neteller
  • PayZ
  • eZeeWallet
  • Jeton
  • Flexepin (Deposit only)
  • NeoSurf (Deposit only)
  • eVoucher (Deposit only)
  • Credit or debit cards
  • Cryptocurrency

Depositing with PayPal at Canadian Online Casinos

PayPal is available as a deposit method to players in Ontario, but it isn't available to players signing up for online casinos under the MGA or Curacao licensing authorities. This is because PayPal only allows online casino transactions in markets with domestic licensing, like Ontario, which falls under the AGCO and Ontario iGaming licensing framework. The good news is that Ontarians can also use PayPal to withdraw their casino winnings.

Interac Online Transactions (Canada Only)

Countries available: Canada Only

Currencies Accepted: CAD

Interac's payment services are a secure middleman between your bank and the casino. Instead of entering personal financial information on casino websites, Canadians can use Interac e-Transfer or Interac Online. Interac e-Transfer connects to most large Canadian banks.

Advantages of InteracPotential Cons of Interac
Low Fees: Transfers cost between 0.12 and 0.27 cents per deposit or withdrawal.The one downside is that you can't use Interac e-Transfer to withdraw winnings. You'll need to cash out through different methods.
2FA Procedure 
Interac's top-level security and ease of use 
Excellent customer support 
No need for a Credit card 

Instadebit Online Transactions (Canada Only)

Countries available: Canada Only

Currencies Accepted: CAD

The Instadebit payment processor works in much the same way as Interac. The payment portal acts as a virtual encrypted buffer between you and your bank, so you do not need to enter sensitive financial information like credit or debit card details on the casino platform.

Advantages of InstadebitPotential Cons of Instadebit
Transaction fees for casinos do not show up as casino account deposits and withdrawals. They show up as 'Instadebit'.Fees are around 1.95 CAD. Compared to Interac, the fee is quite high, which is why Interac is Canada's preferred deposit method.
Receiving money is generally free. 
No need for a Credit Card 
2FA Procedure 

Depositing to an online casino account in the UK

Online casino financial transactions in the UK are more diverse compared to most other countries. This is mainly because of the UKGC licensing authority and the country's strict gambling laws. You should also note that you cannot use debit or credit cards to make deposits or withdrawals when playing at UK online casinos.

Here is a list you can use to pick a suitable deposit method to fund your UK online casino account.

  • PayPal account
  • iDebit
  • Trustly
  • MiFinity
  • MuchBetter
  • Skrill and Skrill 1-Tap
  • Neteller
  • Jeton
  • eZeeWallet
  • EcoPayz
  • AstroPay
  • Bank Transfers
  • Maestro/MasterCard/VISA (Debit cards only)
  • Apple Pay and Google Pay
  • PaySafeCard (Occasionally available for withdrawals)
  • Flexepin (Deposit only)
  • NeoSurf (Deposit only)
  • eVoucher (Deposit only)

Paypal Ewallet

Countries available: United Kingdom, Ireland, Canada (Casino with iGaming Ontario licensing Only)

Currencies Accepted: GBP, EUR, CAD

PayPal can be used for online gambling in the UK or Ireland. It is also available in Ontario. This is because Ontario and Britain have domestic licensing authorities.

Advantages of PayPalPotential Cons of PayPal
Free to make online casino deposits.5% fee on withdrawals from the casino to your PayPal account.
Sign up for an account, deposit via Visa/MasterCard, or send a bank transfer.If you fund your PayPal account with a credit card, you cannot use those funds to top up your online casino bankroll.
There is no need to provide the casino with a debit card or bank details. 
Fast withdrawals (almost instant with most UK casinos). 
Regulated by the UK's FCA. 

Trustly for Depositing at UK Online Casinos

Countries available: UK, Canada, Australia

Currencies Accepted: AUD CAD EUR GBP

Trustly connects directly to your bank, allowing you to deposit and withdraw your cash quickly and safely. Unlike old-school bank transfers, Trustly payments happen instantly. As soon as you submit the payment, the funds are sent to your casino account and, in turn, to your bank.

Advantages of TrustlyPotential Cons of Trustly
Trustly uses top-level encryption and is licensed by Swedish regulators.No dispute resolution service. This is a bit like crypto. Once the transaction goes through, you cannot reverse it.
You get to withdraw everything you win with no fees.Not all UK banks connect with Trustly.

Depositing to an online casino account from New Zealand

As an online casino player from New Zealand, you won't have problems choosing a payment method that suits your needs. New Zealand dollars are available as an online casino deposit option on most platforms operating under Curacao and MGA licensing. Your choices include e-wallets, prepaid vouchers, mobile payments, and debit or credit card payment methods.

Here are the main financial options you'll find in the deposit section of most casinos that accept players from New Zealand:

  • MiFinity
  • MuchBetter
  • Skrill and Skrill 1-Tap
  • Neteller
  • Jeton
  • eZeeWallet
  • EcoPayz
  • Bank Transfers
  • Maestro/MasterCard/VISA Debit and Credit cards
  • Apple Pay and Google Pay
  • Paysafecard
  • Flexepin
  • NeoSurf
  • Cryptocurrency

Depositing to an online casino account from Australia

As online casinos are frowned upon in Australia, many financial institutions face severe penalties if they allow financial transactions with overseas casino websites. Most e-wallets, prepaid cards, and credit or debit card transactions are not an option for Australian players. However, many online casinos with Curacao licensing still accept Australian dollars (AUD) and allow players to sign up from Australia.

Here is a list of deposit options available for Australian players:

  • MiFinity
  • Sticpay
  • eVoucher by CashtoCode (Deposit Only)
  • MasterCard (Generally not for withdrawals)
  • Neosurf (Deposit Only)
  • Cryptocurrency

Global online casino deposit methods

We've covered the most popular deposit methods in Canada, the UK, Australia, and New Zealand. Below, we'll cover the global payment options available to players in all the countries mentioned above.

The deposit methods we'll cover include:

  • eWallets - MuchBetter, Neteller, Skrill, EcoPayz, and MiFinity
  • Prepaid card payment options like Paysafecard and Neosurf
  • Debit and credit card transactions
  • Cryptocurrencies

MuchBetter Ewallet

Countries available: United Kingdom, Canada, New Zealand

Currencies Accepted: EUR, NZD, AUD, CAD, GBP, ZAR, INR

Most online casinos and players have adopted MuchBetter thanks to its secure payments and convenience. It is a digital wallet and payment app that allows users to deposit, store, and withdraw using several currencies.

Users can sign up for a free account, connect bank accounts and cards, and transfer money into their MuchBetter account. The funds can then be used to deposit and play at supporting casinos. Winnings can also be withdrawn to the MuchBetter wallet and transferred to the user's bank account.

Advantages of MuchBetter AccountPotential Cons of MuchBetter Account
Free deposit to online casinos.The fees to top up with a debit/credit card are charged at a 5% fee.
Withdrawal fees compared to other eWallets are low at 3%. 

Neteller - The Popular eWallet for Online Casinos

Countries available: United Kingdom, Canada, New Zealand

Currencies Accepted: EUR, NZD, AUD, CAD, GBP, ZAR, INR

Online gamblers worldwide rely on Neteller to make fast, easy deposits and withdrawals. It allows you to safely add money to casino sites and cash out your winnings. What's more, most major online casinos accept it as a payment method.

Advantages of Neteller AccountPotential Cons of Neteller Account
High Limits: You can deposit and withdraw larger amounts compared to other payment methods casinos offer. It's good to know if you're a high roller!Bank transfers can take up to 6 days to add money.
Generally, your Neteller account has lower fees compared to PayPal.Neteller deposits are often excluded from deposit match casino bonuses.
Your financial data stays protected thanks to encryption and other safety measures.There are small fees on some types of transfers and refills.
2FA enhances security. 

Skrill Ewallet

Countries available: United Kingdom, Canada, New Zealand

Currencies Accepted: AUD, CAD, EUR, GBP, NZD

Skrill is an online wallet and money transfer service, like PayPal. It lets you store money, deposit to casinos, and send funds to others. Many casinos that accept Aussie, Irish, British and Indian players take Skrill.

Advantages of Skrill AccountPotential Cons of Skrill Account
Fast deposits and withdrawals from casinos.Some casinos don’t let you claim bonuses if you deposited with Skrill.
Instant processing when funds are already in your Skrill account.You might pay fees to put money in or take it out.
Transfer internationally.Some casinos exclude Skrill deposits from their bonus offers.
Lots of ways to add money (credit card, bank transfer etc).Bank transfers into Skrill can take a few days.
Extra security features like a 2-step login. 

EcoPayz Ewallet

Countries available: United Kingdom, Canada, New Zealand

Currencies Accepted: AUD, CAD, EUR, GBP, NZD

For players at online casinos, ecoPayz works much the same as other popular services like Neteller, PayPal, and Skrill. As with most e-wallets, adding money, making speedy deposits, and withdrawing your winnings is easy.

Advantages of EcoPayz AccountPotential Cons of EcoPayz Account
Take your pick from hundreds of online casinos that accept ecoPayz.Fees can come up when adding money to your ecoPayz account.
Transfer money to other ecoPayz users if you need to.Accounts have credit limits.
Deposits and withdrawals happen instantly - no waiting around.Some casinos may block bonuses on ecoPayz deposits.
Set up two-step verification for extra security on your account. 
  

MiFinity Ewallet

Countries available: United Kingdom, Canada, New Zealand, Australia

Currencies Accepted: AUD, CAD, EUR, GBP, NZD

The MiFinity e-wallet service allows users to easily deposit, play, and withdraw money from online casinos. With mobile apps and a web interface, MiFinity aims to provide a convenient deposit method for players in major gambling markets.

You can sign up for an account on their website or via their iOS/Android app, then connect bank accounts, debit/credit cards, or even cryptocurrency wallets to fund your MiFinity account. Once funded, you can send money to online casinos using an email address or phone number.

Its PayAnyBank feature also lets you pay money directly into any bank account globally, which is handy if a casino doesn't directly work with MiFinity. You can use it as a form of bank transfer.

Advantages of MiFinityPotential Cons of MiFinity
Easy-to-use mobile and web apps.Deposit fees apply in some cases.
Fast cash-out speed to your accounts.Withdrawal fees, though less than traditional methods.
Don't need to submit financial details directly to casinos.Transaction limits may restrict high rollers.
Low 1.8% to 3% transaction fees to cash out to your bank account or card. 

Paysafecard - Digital Card Payments

Countries available: United Kingdom, Canada, New Zealand

Currencies Accepted: AUD, CAD, EUR, GBP, NZD

Paysafecard is a popular way to make deposits at online casinos without leaving a transaction record. All you need is a 16-digit code, so there is no need to provide the casino with any bank details.

How to use Paysafecard

  • Prepaid cards are available at high street stores or online.
  • It comes with a 16-digit code to enter for deposits.
  • It lets you deposit €10 to €100 at a time.

Step-by-step guide to Anonymous Paysafecard deposits

  1. Buy Paysafecard at a store in cash.
  2. Scratch off the film to reveal a 16-digit code.
  3. Visit the casino site and choose Paysafecard as a deposit option.
  4. Enter a 16-digit code and deposit the amount.
Advantages of PaysafecardPotential Cons of Paysafecard
Anonymous deposits that do not show on bank statements.It is not suitable to withdraw winnings anonymously.
Accepted at most online casinos.The maximum deposit amount is €100.
Funds are instantly added to your casino account.Not ideal for high-rollers.
Comes with a customer support service. 

Neosurf for Online Casino Payments

Neosurf is another prepaid voucher popular with casino players. You can buy Neosurf vouchers at local shops or online. These vouchers have a 10-digit code and offer instant deposits.

A step-by-step guide to instant deposits using NeoSurf:

  1. Head to your online casino site.
  2. Choose Neosurf as the payment method in the casino's cashier area.
  3. Enter the voucher code, and your account balance will top up instantly.
Advantages of NeoSurfPotential Cons of NeoSurf
It's completely anonymous - no names or bank details.Vouchers only go up to 100 Euros, which is not great for high rollers.
You don't pay any fees to deposit money via MiFinity.You can't cash out winnings to Neosurf.

Using Credit and Debit Cards at Online Casinos

Credit and debit card payments are the most popular way to deposit and withdraw from online casinos. This convenient payment method comes with several benefits as well as some potential downsides to consider.

Advantages of Credit and Debit CardsPotential Cons of Credit and Debit Cards
Most online casinos accept major credit and debit card brands.Sharing Financial Information: Online casinos require full card details to make deposits and withdrawals. Some players feel uncomfortable providing this level of sensitive data to gambling sites.
When you use a card to fund your casino account, the money is instantly available once your bank approves funds are available.Restrictions: Mastercard does not permit gambling transactions in some countries.
Free to deposit to online casinos.Foreign Transaction Fees: Using a card with a currency different from your casino account can result in an extra exchange rate and transaction fees your bank charges.
Credit or debit cards' seamless deposit process will feel familiar, just like any regular online purchase. 
All banks offer customer support and dispute resolution services. 

Cryptocurrency Deposits

Using cryptos as a deposit method for online casinos is growing in popularity. It offers a fast, anonymous, and low-cost way to make a deposit to online casinos.

How to Make a Deposit at an Online Casino Using Crypto

  1. Log on to your casino account.
  2. Select the crypto you would like to deposit.
  3. Copy the public key.
  4. Now open your crypto wallet.
  5. Select the crypto you would like to deposit.
  6. Enter the public key for your casino account and process.

* Most cryptos, like ETH and XRP, will take a few seconds, while others may take longer.

Advantages of CryptocurrencyPotential Cons of Cryptocurrency
Network fees are generally unnoticeable.When depositing money, you will lose your crypto if you make a mistake when entering the public key to transfer money.
Crypto deposits usually have higher deposit and withdrawal limits.There is no dispute resolution or customer support for Crypto transactions.
Online casino transactions do not appear on your bank statement.You cannot access your crypto balance if you use a non-custodial crypto wallet and lose your private key. You will not need a private key for your online casino wallet.
Online casino transactions also do not show on your crypto account. As with all crypto deposits and withdrawals, only the amount of crypto transferred and the public shows. 
There is zero identity theft risk because you use public keys to make a deposit and not an email address or bank details. 

FAQS

How do I make a deposit at an online casino?

Make sure the casino offers a deposit method that suits you. Then, create or log into your casino account and navigate to the 'Deposit' section. Choose whether you want to claim a bonus with your deposit, as this may affect how you proceed. Select your preferred payment option, enter the amount you wish to deposit, and follow the instructions specific to your chosen method. Confirm the transaction, and the funds should appear in your account shortly, ready for you to start playing.

Is a bank transfer a safe way to make a deposit?

Like most casino online deposit options, bank transfers are safe, but that depends on how much exposure you are willing to risk. Most casino players prefer alternative deposit options like Trustly, Instadebit, iDebit, or Interac as a buffer between the casino and the bank.

Why are e-wallets so readily available at online casinos?

E-wallets are popular for several reasons. A financial regulatory authority regulates most e-wallets because they are classed as a financial company. Also, online casinos know not everyone wants to provide credit card details. They offer e-wallets so players can top up their bankroll using an email and password via a secure gateway.

Should I pass my KYC check before I deposit to an online casino?

The sign-up process for a newly created account takes less than 1 minute, and depositing takes another minute. However, we recommend voluntarily passing KYC checks before depositing, so your money isn't stuck if you run into any KYC issues when you withdraw.

Why do casino players deposit using a prepaid card?

Players use a prepaid card mostly because they do not want regular deposits to an online casino to show up on their bank statements. It offers a layer of anonymity. However, contrary to popular belief, prepaid cards are not 100% anonymous. When withdrawing your winnings, you will need to pass a KYC check. That means providing a valid government ID and proof of your residential address.

James is a casino games expert on the Playcasino.com editorial team. With many years of professional experience at a leading casino game development company and a passion for playing casino games, James has become a true expert in slots, blackjack, roulette, baccarat, and other games.

James uses this expertise to provide reliable, insider advice through his reviews and guides, breaking down the game rules and offering tips to help you win more often. Rely on James's extensive experience for expert advice on your casino play.

Published by James Thorne

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